Estate Planning In Chicago

Most of today’s modern popular media is focused on the young; advertisements, television shows, new box office hit movies, video games, cell phone apps, and even the news. Newspapers are dying out, being replaced by online articles written in a hip young style to attract millennial readers. The only things you hear about being targeted towards the elderly are pharmaceutical ads and life insurance commercials. Unfortunately, many people do not particularly care about the rights of the elderly since they are no longer relevant in popular media, but that does not mean that they should be bullied around by family members or children when it comes to estate planning. This article from CNBC goes over a variety of ways that you can be sure your last will and testament are airtight.

The first point the article addresses is being sure that you have a pre planned funeral that is already paid for. This is definitely important, since if there are no pre planned arrangements, your family may panic in their grief and select an option that may be much too expensive, or even unfavorable to your tastes. In order to make sure your body is treated properly and respected after death, having a funeral arranged can protect you and your family. You can also set up a committee of family members to manage your revocable trust. They can help you determine when you no longer have the mental capabilities to continue donating to the trust, and this can avoid a humiliating court battle for adult guardianship and allow you to keep your dignity, assuming you trust the family members you appoint. The article also states that having multiple probate litigation lawyers work on an estate plan for both you and your spouse can provide extra protection from predatory family members who may wish to subvert your plans. The fourth tip to ensuring you will be protected is to never underestimate how long you might live after retirement. Medical advancements are being made every day, and the population is living longer and longer. Unfortunately, medical treatments are also more and more expensive, so living frugally and making sure you have enough money to last through many more years than you expect you need is a priority. If you do not allocate your retirement funds properly, you may find yourself in a situation where you are transferred to a nursing home against your will.

Our elderly population is large in the United States, and it important to provide these citizens with the respect they deserve, both as citizens and as human beings. Protecting yourself in your old age with the proper legal aids can mean all the difference in a world in an age that always looks forward to the future, without regarding the past. The elderly helped shape this country, and we must make their last years as comfortable as possible, especially if we wish to be given the same treatment when we ourselves reach that point.

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Common Cosmetic Dentistry Procedures

Cosmetic dentistry involves dental work that improves the cosmetic aspect of the mouth, such as the color of teeth and gums, their shape, alignment, and how they relate to create a perfect smile. It is important to note, however, that cosmetic dentistry is not just about vanity, because it can also be about oral health, like how properly aligned teeth can promote comfortable chewing techniques and avoid jaw problems.

Teeth Whitening

This is probably the first thing that comes into your mind when it comes to cosmetic dentistry, which is understandable, because people almost always associate the teeth first when it comes to oral health. Teeth can experience staining or discoloration because of bacteria and plaque buildup and constant exposure to harmful products such as coffee and tobacco. With whitening procedures, teeth can revert to their natural color, or if you want to, they can even be a few shades lighter through bleaching.

Dark Gum Treatment

According to Dr. Gary Bram, dark gums may be the result of natural skin coloration or a gum problem. Either way, it doesn’t change the fact that dark gums can be quite unappealing. There are known solutions now to treat dark gums, such as laser treatments. However, it is important to get a dentist that has received an advanced certification in laser dentistry.

Implants and Dentures

Missing teeth can kill your smile, especially if they are on the front side. But getting implants and dentures is not just about cosmetics and gaining back the smile you have lost. This is because the gaps that form in your mouth when you lose teeth can become a problem in the long run, like how they can result into bone density loss and jaw shrinkage. Not only do implants and dentures make you look more complete, they also prevent such problems from occurring.

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If you have been Arrested for BUI, You are right to be Worried

With the boating season soon to begin, the U.S. Coast Guard is once again reminding all boaters to boat responsibly. This means not operating a boat or any other water vessel recklessly, always making sure to wear a life jacket, taking a boating safety course; getting a free vessel safety check; and avoiding consumption of any impairing substance, the first of which is alcohol.

Boating, no doubt, can be totally fun and relaxing; however, boating requires many skills which a boat operator may not possess or even a skilled operator may not be able to apply well if he/she is alcohol impaired. These skills include: peripheral or night vision, focus, reaction time, especially in dangerous situations, cognitive abilities and the ability to correctly identify colors.

Due to alcohol-impaired operators, hundreds of boat accidents have already occurred, seriously injuring operators and passengers alike. There have also been many instances when intoxicated passengers would fall overboard and eventually drown, especially those not wearing a life jacket. While out at sea, alcohol will affect any person’s balance, coordination, vision and judgment, much faster than when alcohol is consumed on land. This is due to the overall marine environment, where the boat’s operator and passengers experience the sun, wind, sea water mist or spray, engine noise, vibration and motion. Thus, due to alcohol, capsizing boats and drunken passengers falling over board have been common cause-of-death reports.

The specific threatening effects of alcohol when it is consumed while on sea include:

  • Deterioration of judgment and cognitive abilities, rendering wise assessment of situations, processing of information and making good choices, much harder
  • Impairment in physical control, resulting to failure to make timely reactions to dangers, lack of coordination and problem in balance
  • Decrease in peripheral or night vision and depth perception, difficulty in identifying colors, especially green and red
  • Failure to pull self out of the cold water, causing hypothermia and death

Due to the dangers that may result from boating under the influence (BUI), states and the U.S. Coast Guard strictly implement the BUI law, warning potential violators of the harsh penalties they will face in the event that they infringe the mandate. States render it illegal to operate any type of boat when under the influence of alcohol or drugs; in addition, the BUI law enforced by the United States Coast Guard is a federal law, so that it applies to all U.S. ships and other types of boats (including canoes and rowboats), as well as to all foreign vessels sailing on U.S. territorial waters.

If arrested and charged with BUI, a Destin criminal defense attorney with the Flaherty Defense Firm would have you know that because of the challenges associated with navigating a criminal trial, it’s beneficial to seek support.

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Slip and Fall: A Possible Cause of Severe Injuries

Slip and Fall: A Possible Cause of Severe Injuries

Sometimes, an ordinary case of slip and fall can result to injuries that no one would even think can be severe. Many victims, however, will tell you that some incidents of slip and fall have resulted to fractures which have caused them great pains or impairment.

Slip and fall accidents are among the top causes of injuries in the U.S., according to the Consumer Product Safety Commission (CPSC), which also says that more than two million fall injuries requiring treatment from hospital emergency room visits are recorded every year. The commission further gives the following details about this cause of personal injury:

The most serious consequence of falls is fracture, hip fracture, more specifically;

In working environments, slip and fall is the most frequently reported accident and source of injuries. Besides being the top reason for lost time at work (some extending to as long as 31 days), it is also the leading cause of workers’ compensation claims;

The most common causes of the accident include spills on floors, weather conditions, plumbing issues, uneven steps or floors, inadequate lighting, unnecessary clutter, slick or slippery floors, lack of guardrails, railings and warning signs, exposed wires and other trip hazards

The ones most prone to a slip and fall accident are adults aged at least 55; but while this accident can “only” cause fractures (especially hip fracture), spinal cord injury and brain injury in some elders, it can be fatal to some others. Due to all these, the U.S. Centers for Disease and Control Prevention (CDC) declared fall accidents involving elderly adults as a national epidemic and that an individual’s proneness to this type of accident increases with each decade of life spent.

Though an injury sustained through a slip and fall accident may be blamed on the injured person himself / herself, the property owner, who is mainly responsible for making sure that his / her establishment or property, especially if it is a commercial or public place (like a mall, a restaurant or eatery, any paved establishment), has greater responsibility over any untoward event that might occur within it.

Failure by the owner to ensure total safety in his / her property would redound to negligence which, if it results to an injury, will require compensation for the injured individual. Injured victims on the other hand, will definitely find having a legal professional on their side, an expert on tort law and personal injuries, an advantage in fighting for their rights and interests.

According to the Mokaram Law Firm, “While we all have some degree of responsibility in watching where we are going, property owners also have a legal duty to ensure their premises are in safe condition for all those entering the residence. When property owners or government entities know about a hazardous condition and do nothing to repair it, they can be held liable for negligence in the event that someone slips and falls on their property.”

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How To Prevent Maritime Accidents

Over the years, there has been a reported decrease in the number of maritime accidents. This has been attributed to improvements in the shipping industry as well as efficient navigation systems. However, despite making great strides in the field of safety, maritime accidents have still happened. According to the website of Williams Kherkher, most of the accidents were preventable if not for the negligence of the owner or crew of the vessel.

The good news is that maritime accidents can be prevented by taking the necessary precautions and safety measures. Here are some ways of preventing injuries and fatalities in the maritime industry:

Conduct Crew Training. The incompetence of the ship’s crew had been a major cause of accidents and injuries in ships. Providing sufficient training to the crew can greatly help in reducing unnecessary accidents. The employer must instill a “safety first” mindset on their crew.

Improve Equipment and Material. Lack of equipment and poor material may also play a huge factor in causing maritime disasters. When equipment fails, a disaster or accident is bound to happen. For example, when the ship is not able to detect an incoming vessel, there could be a collision and many lives could become lost.

Strengthen passenger training. Training is not only important to the crew but also to the passengers. Under international law, passengers must be given a safety briefing within 24 hours before the ship departs. The passengers should be oriented as to where they need to go or what should be done in case something happens at sea.

Abide by maritime rules. Just like the rules of the road, it is important for ships and other maritime vessels to follow the rules of the sea. The guidelines for maritime travel are contained in the Coast
Guard’s Navigation Rule: International-Inland as well as the International Regulations for Preventing Collision at Sea of the International Maritime Organization.

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